The Diecast Zone · Model Car Club Since 1994
Diecast Collector Forums
Eight forums, every scale, and thirty years of shop talk — new arrivals, restorations, reviews, and the finds you won’t see posted anywhere else, with the full archive back to 2002 restored and searchable. Free to Register.
8Forums
195,000+Topics
1,276,000+Posts
10,000+Members
Notifications
Clear all
Forum 24
43
Posts
5
Users
0
Reactions
82
Views
26/09/2008 3:55 am
There is a simple fix - though you probably won't like it.
Do away with monthly billing, other than to credit cards. Works for me.
Topic starter
26/09/2008 4:05 am
Ivan, I share your pain.
And couldn't agree more. But, if we keep catering to the low-income, the welfare recipients, and minorities in this country....this problem is NOT going to go away.
It is time for people to stop sitting on their a--es all day, and start working. I'm not talking about you and me, as I did it like you did....the right way.
I'm taling about he loafers in this country who collect public assistance and complain that the system is against them. Sadly, many of these folks are minoroties.....but you know what.....if you work hard, you will reap the rewards.
As for the bail out....it is going to cost all of us who do (or did) it right....thousands and thousands of dollars to clean up the mess created by the liberal do-gooder, let's have more taxes to fund all the programs crusaders, that have caused this whole mess!
George Schire
Oakdale, Minnesota
Topic starter
26/09/2008 4:08 am
Yes Thomas, that is a possilbe answer. That is what Franklin Mint went to. But again, it is sad that becasue of a select few, who can't pay on time, the rest of us must suffer.
George Schire
Oakdale, Minnesota
26/09/2008 5:12 am
DM has been going back and forth on this...
in late 2006 they billed rather than enclose coupons...but with my recent
shipment of the 1:12 Cadillac they put the coupons in the box. I can't imagine it
being cheaper to mail the bills out each month.
26/09/2008 5:16 am
FM needs a billing system again...
it works best for automatic series shipments and allowing people to respond to
ads and pay later. Its easier to drop an order coupon in the mail. Maybe not the
monthly statements again which were a mess...but coupons in the box like DM
26/09/2008 6:59 am
George You are a Banker does that mean you favor a Bail Out?
Topic starter
26/09/2008 7:09 am
David....yes I was a banker for 31 years.
I retired this past April....and NO I do not favor the banks being bailed out!
They should go after the over paid CEO's and bank owners.....put them in chains and send them off to prision WITHOUT their big salaries and stock options!!!
George Schire
Oakdale, Minnesota
Topic starter
26/09/2008 7:13 am
Michael....of course it can't be cheaper to mail coupons each month.
And who do you think is going to pick up the addiional cost?
We will! And that's BS! We, who pay on time with the coupons in the box, should NOT have to pay more becasue of some who can't remember to pay on time.
George Schire
Oakdale, Minnesota
26/09/2008 7:30 am
Thank God you feel that way, I want these politicians to put up their Million Dollar Estates as colateral and refund some of those Golden Parachutes they got for running things into the Ground. No one Bailed me out when everyone was buying rather than renting and no one bailed out Bear Stearns which I had 2500 shares of, you know who ate the loss but as stated in the prospectus it was not Guaranteed so I'm a Big Boy, I loose. But why the favortism. Barney Frank was at the head of the charge in 2002 according to the New York Times. Enough just No Bail Out! PERIOD. It's your & My money they are forcing us to use.
26/09/2008 8:12 am
not quite true..... we have always used the conventional 28/36 ratio based on gross income...that has been the norm....
28% of your gross income used for mortgage payment
36% of gross used for total debt(mortgage+credit cards+loan+child support etc...)
26/09/2008 8:43 am
i have a cheaper solution....rope..one size fits all
26/09/2008 10:05 am
IF IT AIN'T BROKE, DON'T FIX IT ! ! ! I never had any issues or problems and
I've been dealing with DM since 1987 and I know my account # by heart. Just leave the existing system alone. Mail out all the coupons with the models and accept plastic for those who want to do it that way.
NUFF SAID..................
26/09/2008 10:10 am
hummmm 1789 Paris France......that's what they did !!!!! LOL
26/09/2008 10:21 am
I said some time ago to replace ALL of Congress with new bodies and remind them who they work for. If the new breed doesn't work for the people, shoot them all and replace with another crop. Again if the new ones don't straighten things out... BANG! BANG! I'll bet that the 4th wave will get the idea real quick....
26/09/2008 10:23 am
I agree...if you can't keep up with the bills in the box...
then you probably don't need to be buying the product. Plus I have always known DM to actually send a bill reminder if you do forget to send payment or its late. So they could just do that for the exceptions...not the rule. Its happened to me when I returned something and the payment was delayed.