A man walks into a bank

A man walks into a bank in Toronto and asks for the loan officer. He says he's going to Europe on business for two weeks and needs to borrow $5,000. The bank officer tells him that the bank will need some kind of security for such a loan, so the man hands over the keys to a new Rolls Royce that's parked on the street in front of the bank.
Everything checks out, and the bank agrees to accept the car as collateral for the loan. An employee drives the Rolls Royce into the bank's underground garage and parks it there.Two weeks later, the man returns, repays the $5,000 and the interest, which comes to $15.41. The loan officer approaches him and says:
"We are very happy to have had your business, and this transaction has worked out very nicely, but we're a little puzzled. While you were away, we checked out your accounts and found that you were a multimillionaire. What puzzles us is why would you bother to borrow $5,000?"
"Well, where else in Toronto can I park my car for two weeks for fifteen bucks?"